Free Insulation Grants for People Over 60

If you’re aged 60 or over, you may qualify for government-funded home insulation grants designed to improve energy efficiency, reduce heat loss, and lower heating bills. These grants are part of the UK government’s ongoing efforts to combat fuel poverty and support households in creating warmer, more sustainable homes.

In 2025, the primary schemes offering these grants are:

• Energy Company Obligation (ECO4): A whole-house approach to energy efficiency.

• Great British Insulation Scheme (GBIS): Focused on single insulation upgrades.

• Warm Homes Local Grant: A new initiative providing fully funded energy-saving measures through local authorities.

Our team works with accredited, government-approved installers to help eligible households access these grants with no upfront costs or delays.

You may be eligible for free or subsidised insulation if the following apply:

• You are aged 60 or older (though age alone does not guarantee eligibility).

• You own your home or privately rent (social housing tenants may qualify under specific conditions).

• Your home has an Energy Performance Certificate (EPC) rating of D, E, F, or G.

• You have little or no existing insulation (e.g., less than 100mm in your loft).

• You receive a qualifying benefit, such as:

  • Pension Credit (Guarantee or Savings)

  • Universal Credit

  • Income Support

  • Housing Benefit

  • Employment and Support Allowance (ESA)

  • Jobseeker’s Allowance (JSA)

  • Other income-based benefits

Alternatively, you may qualify under the Warm Homes Local Grant if your household income is below £36,000 per year or if you live in a postcode ranked within Income Deciles 1–2 of the Indices of Multiple Deprivation. Flexible criteria also apply for households with health conditions affected by cold homes or those receiving free school meals.

Even if you’re unsure about your eligibility, we can arrange a free, no-obligation home survey to assess your insulation levels and grant options.

The type of insulation you qualify for depends on your property type and existing insulation levels. Here are the main measures available:

1. Loft Insulation

• Ideal for homes with less than 100mm of existing insulation.

• Energy savings: Up to £330–£590 per year.

• Government recommendation: 270mm for optimal efficiency.

• Installation time: Typically completed in a few hours.

Please see our Loft Insulation page for more details.

2. Cavity Wall Insulation

• Suitable for homes built between 1924 and 1982 with unfilled cavities.

• Energy savings: Up to £395 per year.

• Quick installation with minimal disruption.

Our Cavity Wall Insulation page will provide you with more information.

3. Solid Wall Insulation (Internal or External)

• Ideal for homes built before 1924 with solid brick or stone walls.

• External insulation savings: Up to £475/year; internal savings: Up to £250/year.

• May require partial household contributions under GBIS.

4. Room-in-Roof Insulation

• For converted lofts used as living spaces.

• Improves comfort and temperature control in upper-floor rooms.

Please see our Room in Roof Insulation page for more information.

Warm Homes Local Grant Details

The Warm Homes Local Grant is a new initiative running from April 2025 to March 2028. Funded by the UK Department for Energy Security and Net Zero (DESNZ), this scheme focuses on retrofitting homes with energy-saving measures tailored to individual needs. Eligible improvements include:

• Wall, loft, and underfloor insulation

• First-time double glazing

• Solar panels

• Clean heat measures like air source heat pumps

Eligibility Criteria:

1. Households must meet one of the following:

   • Be located in eligible postcodes ranked within Income Deciles 1–2 of the Indices of Multiple Deprivation.

   • Receive means-tested benefits such as Pension Credit, Universal Credit, or Housing Benefit.

   • Have a household income below £36,000 annually (excluding disability-related payments like PIP).

2. Properties must be privately owned or rented and have an EPC rating between D and G.

Local councils will arrange free home surveys and cover all costs for approved upgrades. Landlords may need to contribute toward improvements in rental properties.

Benefits of Insulation Grants

• Save up to £620 annually on heating bills.

• Improve home comfort and reduce dampness/mould risks.

• Lower carbon emissions by up to 1.7 tonnes annually.

• Increase property value with higher EPC ratings.

Take advantage of these grants today to make your home warmer, more efficient, and environmentally friendly!

How to Apply

The first step is to complete our online form. This will tell you which grant you should qualify for. If you are entitled to a grant, your details will be allocated to an approved local Installer who will telephone you to arrange a free, no-obligation survey.

If the survey shows that your property is suitable for home insulation, the surveyor will check your entitlement to a grant. If you are happy to go ahead, the installer will arrange the work and then claim the grant on your behalf.